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FDIC-Insured – Backed by the full faith and credit of the U.S. Government

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FDIC-Insured – Backed by the full faith and credit of the U.S. Government

About Us

The Community Bank that Puts People First

Farmers & Merchants Bank has stood beside Maryland and Pennsylvania families and businesses for more than a century—pairing the warmth of a hometown bank with the reliability, security, and innovation today’s customers expect.

Our Mission

Farmers & Merchants Bank is dedicated to improving the quality of life in our community by being a people-focused, independent, profitable Community Bank dedicated to providing products and services that fulfill the evolving financial needs of individuals and businesses.

Our Story

A historic red brick building with arched windows and an entrance labeled Farmers & Merchants Bank stands on a grassy lot.

Founded in 1919, in the small, rural village of Fowblesburg, by a group of community members, Farmers & Merchants Bank has been a cornerstone for over a century. 

Our Team

Three men in suits stand in front of a green Farmers and Merchants Bank Maryland sign, smiling as they prepare to cut a Grand Opening ribbon.

From the tellers who greet you by name to the loan officers who tailor solutions for your unique needs, our team is committed to delivering personalized, one-on-one service.

In Our Community

Street corner with historic brick buildings, storefronts, a few trees, parked cars, traffic lights, American flags, and a red British-style phone booth.

Community is at the heart of everything we do. From youth programs to local festivals and charities, Farmers & Merchants Bank invests in the people and places that make our hometowns thrive.

Investor Relations

A man in a blue suit and glasses smiles while shaking hands with a woman.

Farmers & Merchants Bank has served our markets for more than a century through prudent stewardship and a long‑term outlook. Find quarterly earnings, shareholder reports, and corporate governance resources by visiting our investor relations page.

Careers

Bring your talents to a bank that invests in its people and its community. We offer competitive benefits, growth opportunities, and a culture rooted in service.

FAQs

A smiling couple sits on a couch together, looking at a tablet and appearing happy and relaxed in their cozy living room.

Answers to common questions related to Farmers & Merchants Bank and services.