Digital Banking Guide
Our Digital Banking Guide highlights the convenient tools designed to put you in control of your finances. From online and mobile banking to alerts and eStatements, explore how digital banking makes managing your accounts easier, faster, and more secure wherever life takes you.
Mobile Banking
Download the Farmers & Merchants mobile app (available from the Google Play Store and the Apple App Store) to access online banking from your smartphone.
Mobile Web Banking
Access your Farmers & Merchants Bank accounts securely from your mobile browser—anytime, anywhere.
Farmers & Merchants Bank’s Mobile Web Banking gives you secure, on-the-go access to your accounts—no app download necessary. Simply use the internet browser on your mobile device to manage your finances anytime, anywhere.
With Mobile Web Banking, you can:
- Check account balances and view recent transactions
- Transfer funds between your Farmers & Merchants Bank accounts
- Pay bills directly from your smartphone or tablet
- Locate nearby ATMs and branches using Google Maps
Please Note: Remote Check Deposit is not available through Mobile Web Banking.
Getting Started
To access Mobile Web Banking, you must first be enrolled in Online Banking. Once enrolled, visit the secure mobile website using the URL provided during enrollment.
No Bank Fees
Farmers & Merchants Bank does not charge a fee for Mobile Web Banking; however, message and data rates from your mobile service provider may apply.
E-Statements
Enjoy the convenience and security of accessing your account statements online with Farmers & Merchants Bank’s e-Statements. With e-Statements, you can:
- Access your statements securely, anytime – view or download your statements as PDF files through Online Banking.
- Save paper and reduce clutter – keep your financial information organized and eco-friendly.
- Protect your privacy – eliminate the risk of sensitive information sitting in your mailbox.
This free service delivers your monthly statements electronically, complete with check images, so you can view your account activity whenever you need it.
How to Enroll
Simply email clientservices@fmb1919.bank with your request to add e-Statements. A Farmers & Merchants Bank representative will confirm your setup for the next statement period. You may also visit a branch to speak with a representative and make the change in person.
Bill Pay
| Farmers & Merchants Bill Payment Support | |
| Customer Support Number | 844-699-7770 Please call for all of your bill pay questions/inquiries. |
| Customer Support Hours | 7 am to 1 am EST; seven days a week; 365 days per year |
Mobile SMS Text Messaging
With Mobile Banking’s SMS (Short Message Service) Text Messaging, you can securely access your Farmers & Merchants Bank accounts using simple text commands. Get quick updates, check balances, and even transfer funds — all from your phone’s messaging app.
Message and data rates may apply.
Quick Setup Steps
- Our short code is 454545 — save it in your contacts as Farmers & Merchants Bank.
- Text commands to 454545 to receive instant account information.
- You can also set up alerts for your primary account.
How to Enroll
- Log in to Online Banking.
- Go to My Settings.
- Under Login & Security,
- If you have a phone number already enrolled, select ‘Enable for text’ next to the listed number.
- If you do not have a number already enrolled, select Edit next to Security options and enter the desired mobile number. Return to Security Options and select Enable for text next to the listed number.
- You’ll receive a text message with an activation code — enter it in Online Banking.
You can set up various alerts under My Settings > Alerts and Notifications
Text Commands
Send any of the following to 454545:
- BAL – Balance for primary account
- BAL ALL – Account balances for all linked accounts
- BAL CHK – Account balances for all linked checking accounts
- BAL SAV – Account balances for all linked savings accounts
- LAST – Five most recent transactions
- TRANS (amount) – Transfer funds to primary account ex. TRANS 200
- HELP – Support contact and website information
- STOP – Disable SMS Mobile Banking services
Note: iPhone and iPad devices cannot send SMS messages to non-Apple devices or short codes without cellular service.