Deposit Rates

All rates are for 11/20/2024 - 11/26/2024. Rates are subject to change. Please contact your local branch office for more information.

CD Specials

For years, Certificate of Deposit accounts or CDs have been a popular way to save money, and for good reason. CDs are the easiest way to save if you do not need immediate access to your money. They usually pay a higher interest rate than a traditional savings or money market account and, generally, the longer the term, the higher the interest rate or return to the customer account. Take advantage of these attractive offerings, today.

Account Type	Minimum to Deposit	Balance To obtain A.P.Y.	Interest Rate	A.P.Y.
6 Month CD Special	$500	$500	3.92%	4.00%
13 Month CD Special	$500	$500	3.44%	3.50%

* The Annual Percentage Yield (A.P.Y.) is available as of November 13, 2024 and is subject to change at any time. A penalty may be imposed for early withdrawal, and fees could reduce earnings on the account.

Deposit Rates

The terminology, Annual Percentage Yield is abbreviated as A.P.Y., for the purpose of this deposit interest rate information and is subject to change at any time. For NOW, variable interest rate checking products, including Savings and Money Market accounts, the interest rate may change at any time after account opening.

Account Type	Minimum to Open	Average Daily Balance To obtain A.P.Y.	Interest Rate	A.P.Y.
Free Checking	$ 25.00	N/A	N/A	N/A
NOW Checking	$ 25.00	$600	0.03%	0.03%
Prime of Your Life Checking	$ 25.00	$1,000	0.05%	0.05%
Money Market	$ 25.00	$250,000	T1 0.60%	T1 0.60%
		$100,000	T2 0.40%	T2 0.40%
		$25,000	T3 0.25%	T3 0.25%
		$10,000	T4 0.07%	T4 0.07%
		$2,500	T5 0.05%	T5 0.05%
		N/A	T6 0.03%	T6 0.03%
Local Advantage Money Market	$ 100,000.00	$500,000	T1 3.68%	T1 3.75%
		$200,000	T2 3.20%	T2 3.25%
		$100,000	T3 2.71%	T3 2.75%
		N/A	T4 0.10%	T4 0.10%
Savings Account	$ 25.00	N/A	0.05%	0.05%
Health Savings	$100.00	$1,000	T1 0.10%	T1 0.10%
Health Savings	$100.00	N/A	T2 0.05%	T2 0.05%
Certificates of Deposit (Consumer & Commercial), IRA Accounts
3 month	$500	$500	0.35%	0.35%
6 month	$500	$500	3.92%	4.00%
12 month	$500	$500	1.24%	1.25%
18 month	$500	$500	0.50%	0.50%
24 month	$500	$500	0.50%	0.50%
30 month	$500	$500	0.50%	0.50%
60 month	$500	$500	0.60%	0.60%

The terminology, Annual Percentage Yield is abbreviated as A.P.Y., for the purpose of this deposit interest rate information and is subject to change at any time. A penalty may be imposed for early withdrawal, and fees could reduce earnings on the account.

Deposit Rates

CD Specials

Deposit Rates

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